The role of the Land Bank in solving the housing problem in the province of Arbil during the period (2008-2013) | ||
| مجلة جامعة الانبار للعلوم الاقتصادیة والاداریة | ||
| Article 1, Volume 8, Issue 15, June 2016, Pages 467-496 PDF (662.76 K) | ||
| Authors | ||
| Najat Jamal Mohammed; Buari Burhan Mohammed | ||
| Abstract | ||
| The mortgage bank is a most important financial institution nowadays, which was activated recently in order to contribute raising the purchasing power of low income households that enable them to build new housing units, and that the real estate the bank's depends on what devote the government of funds from the Ministry of Finance led the minimizing and weakening of the role of this institution in reducing the housing deficit and reduce the number of renter families. So it was necessary to propose mechanisms and set up solutions for the problems of post-diagnosis. A set of conclusions and recommendations related to housing finance is presented . The following is few important points as the conclusion of the research:Rise of the debt amount several times, which covers the rise in the cost of construction during the research period. It went down afterwards though.The bank did not participate in the reduction of the deficit during the research period.The two researchers concluded not to rely totally on the fund provided by the ministry of Finance but to try to find other sources of revenue to contribute in the solution of the accommodation crises. | ||
| Keywords | ||
| Land Bank; housing problem; Erbil | ||
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