The effect of banking reform on performance of Iraqi trade banks. | ||
| AL-dananeer | ||
| Article 1, Volume 1, Issue 6, June 2018, Pages 370-399 | ||
| Abstract | ||
| This study aimed to indicate the impact of the application of banking reform processes on the performance of Iraqi commercial banks and through the use of certain financial indicators and benchmarks that enable us to follow up the Iraqi banking performance for the period (2004 - 2010). As well as the study of banking reform concepts and clarify the Iraqi banking reform measures after 2004. In order to achieve the goals of the study was the use of financial indicators based on data (10) commercial banks in Iraq for the period (2004 - 2010). Results of the study showed an increase in the volume of assets and capital of commercial banks Iraqi during the research period. The results also found to decrease in the return on equity during the period (2004 - 2010) due to higher capital for banks and the consequent decline in the prices of shares in the Iraqi market for financial securities. As proven results high volume of liquidity in all Iraq's commercial banks. Important recommendations provided by this study the need to invest excess liquidity in commercial banks Iraqi instead of leaving them idle in banks, after sufficient reserves of liquid money in the treasury. The need to maintain the pace of the increase in capital property from year to year, and because of the protection provided by in the face of losses suffered by them. | ||
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